4110 NE 151st Pl, Cambridge, IA 50046 Property Records

Polk County property record for 4110 NE 151st Pl, Cambridge, IA 50046

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,256 sqft · built 2003
Lot Size	4.76 acres (207,345 sqft)
Owner	Individual Name on File
Last Sale	$344,500 (Dec 2006)
Tax Bill	$8,492 (2024)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone A (high risk)
APN	`8123-09-300-030`

Property Details

APN / Parcel Number

Primary APN	`8123-09-300-030`
Alternative APN	`210/00587-012-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	1,191 sqft
Upper Floors Area	1,065 sqft
Basement Area	1,191 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	207,345 sqft (4.76 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	218 sqft
Deck Area	168 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	4110 NE 151ST PL
City	CAMBRIDGE
State	IA
Zip	50046-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 MEADOW RIDGE INC
Legal Subdivision	MEADOW RIDGE INC
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	ELKHART
Census Block Group	2
Census Block	2028
Census Tract	10101

Owner

4110 NE 151st Pl is owned and occupied by an individual who bought it in December 2006.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4110 NE 151ST PL, CAMBRIDGE, IA 50046-1095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2006 · Amount on File
Deed Sale	Dec 13, 2006 · Amount on File
Prior Sale	Apr 8, 2004 · Amount on File
Deed Document Number	2007-00052570
Deed Book / Page	11989 / 0894
Record Updated	Jun 8, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK IA
Property Address	4110 NE 151ST PL, CAMBRIDGE, IA 50046-1095
Document Number	0000096845
Book / Page	016491 / 000311
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4110 NE 151ST PL CAMBRIDGE IA 500461095, CAMBRIDGE, IA 50046-1095

Mortgage

Document Number	0000096845
Date	May 24, 2017
Book Page	016491/000311
Instrument	96845

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	May 23, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	North Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$568,800 Land $125,800 Building $443,000	$568,800 Land $125,800 Building $443,000
2024	$8,492.00
2023		$523,200 Land $114,300 Building $408,900	$523,200 Land $114,300 Building $408,900
2020	$7,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4110 NE 151st Pl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4110 NE 151st Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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