3803 E 116th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3803 E 116th St, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 1971
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,242 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-104-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-104-009.000-018`
Alternative APN	`1614050104009000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
1st Floor Area	1,254 sqft
2nd Floor Area	1,064 sqft
Basement Area	1,064 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1975
Architectural Style	Other
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050104009000
Street Address	3803 E 116TH ST
City	CARMEL
State	IN
Zip	46033-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 5, LOT 215
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPRINGS FIFTH ADDITION
Legal Block	5
Legal Lot Number	215
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111004

Owner

Source: Hamilton County records · APN 29-14-05-104-009.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3803 E 116TH ST, CARMEL, IN 46033-3380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2003
Deed Sale	Sep 29, 2003
Prior Sale	Sep 05, 2001
Deed Document Number	200300101599
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3803 E 116TH ST, CARMEL, IN 46033-3380
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 E 116TH ST, CARMEL, IN 46033-3380

Mortgage

Document Number	0000032056
Date	Jun 28, 2022
Instrument	2022032056

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,400 (-1.18%) Land $142,700 Building $319,700	$462,400 (-1.18%) Land $142,700 Building $319,700
2024	$5,242.00 (+16.08%)	$467,900 (+13.73%) Land $142,700 Building $325,200	$467,900 (+13.73%) Land $142,700 Building $325,200
2023	$4,516.00 (+9.77%) Homeowner's exemption	$411,400 (+12.9%) Land $86,000 Building $325,400	$411,400 (+12.9%) Land $86,000 Building $325,400
2022	$4,114.00 Homeowner's exemption	$364,400 Land $86,000 Building $278,400	$364,400 Land $86,000 Building $278,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.