St. Louis County property record for 4175 Scotch Dr, Bridgeton, MO 63044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,064 sqft · built 1964 |
| Lot Size | 0.296 acres (12,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,440 (Apr 2026) |
| Tax Bill | $3,405 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11M-42-0064 |
| Primary APN | 11M-42-0064 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,064 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2026 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,876 sqft (0.296 acres) |
| Lot Dimensions | 138 ft deep x 65 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 220 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4175 SCOTCH DR |
|---|---|
| City | BRIDGETON |
| State | MO |
| Zip | 63044-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10R-3 |
| Legal Description | ST JAMES ESTATES PLAT 1 LOT 30 |
| Legal Subdivision | ST JAMES ESTATES PLAT 1 |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 213103 |
4175 Scotch Dr is owned and occupied by two individuals who bought it in April 2026.
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4175 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 8, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Oct 18, 2019 | Warranty Deed, Transfer · Line of Credit FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | May 2, 2025 · Amount on File |
| Deed Document Number | 2026499 |
| Prior Transfer Date | May 16, 2019 |
| Prior Transfer Doc | 02362402889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 22, 2026 |
| Property Address | 4175 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 0000000499 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026499 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | EXCEL TITLE AGENCY LLC, EXCEL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4175 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 0000000500, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026422500 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4175 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3320 RUE ROYALE ST 1, 1, SAINT CHARLES, MO 63301-8322 |
| Document Number | 0239690057 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 23969/57 |
| Instrument | 2020040800266 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WRIGHT CITY, MO 63390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 18, 2019 |
| Property Address | 4175 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 0237500715 |
| Book / Page | 023750 / 000715 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 111 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322 |
| Document Number | 237500718 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 023750/000718 |
| Instrument | 112 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4175 Scotch Dr was $3,405, up 7.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bridgeton City |
| County | St. Louis County |
| Unified School District | Pattonville R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,820 (-) Land $14,380 Building $30,440 | $235,900 (-) Land $75,700 Building $160,200 | |
| 2025 | $3,405.00 (+7.11%) | $44,820 Land $14,380 Building $30,440 | $235,900 Land $75,700 Building $160,200 |
| 2024 | $3,179.00 (-0.41%) | ||
| 2023 | $3,192.00 (+22.58%) | $39,180 (+34.59%) Land $10,550 Building $28,630 | $206,200 Land $55,500 Building $150,700 |
| 2022 | $2,604.00 | $29,110 Land $7,660 Building $21,450 | |
| 2021 | $153,200 Land $40,300 Building $112,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4175 Scotch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4175 Scotch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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