4175 N Juniper Rd, Mears, MI 49436 Property Records

Oceana County property record for 4175 N Juniper Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Mar 2021)
Tax Bill	$16,448 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-005-400-12`

Property Details

APN / Parcel Number

Primary APN	`006-005-400-12`

Exterior

Lot Area	136,778 sqft (3.14 acres)

Location & Zoning

Street Address	4175 N JUNIPER RD
City	MEARS
State	MI
Zip	49436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD9915670 SEC 5 T15N R18W. 3.22 A S 100 FT OF N 200 FT OF GOVT LOT 3 & S 100 FT OF N 200 FT OF W 1/2 OF SE 1/4 OF SE 1/4. SUB
Legal Range	18W
Legal Township	15N
Legal Section	05
Legal Lot Number	3
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2012
Census Tract	11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4175 N JUNIPER RD, MEARS, MI 49436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
May 30, 2023	Deed of Trust, Mortgage · Construction Mortgage MERCANTILE BANK
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Jul 29, 1999 · Amount on Record
Deed Document Number	20212058
Deed Book / Page	2021 / 7581
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4175 N JUNIPER RD, MEARS, MI 49436-9363
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	DNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5472 EARLIGLOW LN, HASLETT, MI 48840-9601

Mortgage

Document Number	02026/2520
Date	Feb 5, 2026
Book Page	2026/2520
Instrument	202600000610

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4175 N JUNIPER RD, MEARS, MI 49436-9363
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, OCEANA LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5472 EARLIGLOW LN, HASLETT, MI 48840-9601

Mortgage

Document Number	02023/9126
Date	May 30, 2023
Book Page	2023/9126
Instrument	202300002685

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.7%
Index	Other
Margin	4
Max Rate	11.7%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 25, 2021
Property Address	4175 N JUNIPER RD, MEARS, MI 49436-9363
Document Number	02021/7581
Book / Page	2021 / 7581
Instrument Date	Mar 19, 2021
Instrument	202100002058
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 HASLETT RD UNIT 520, 520, HASLETT, MI 48840-5522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5472 EARLIGLOW LN, HASLETT, MI 48840-9601

Mortgage

Document Number	202100002059
Date	Mar 25, 2021
Instrument	202100002059

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,300 (+104.26%) Land $398,300	$796,600 (+104.26%) Land $796,600
2025	$16,448.00 (+73.03%)
2024	$9,506.00 (+8.45%)
2023		$195,000 Land $195,000	$390,000 (-) Land $390,000
2022	$8,765.00		$390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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