4083 N Juniper Rd, Mears, MI 49436 Property Records

Oceana County property record for 4083 N Juniper Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	0.731 acres (31,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Jun 2004)
Tax Bill	$782 (2025)
Deeds & Mortgages	Dec 2017 Second Mortgage Feb 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-570-014-00`

Property Details

APN / Parcel Number

Primary APN	`006-570-014-00`

Exterior

Lot Area	31,847 sqft (0.731 acres)

Location & Zoning

Street Address	4083 N JUNIPER RD
City	MEARS
State	MI
Zip	49436-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4083 N JUNIPER ST WD-L2004P18339 PLAT OF RUSTIC ACRES LOT 14
Legal Subdivision	RUSTIC ACRES
Legal Lot Number	14
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2012
Census Tract	11000

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Nov 8, 2006	Deed of Trust, Mortgage NEW CENTURY MORTGAGE CORP
Feb 17, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2004 · Amount on Record
Deed Sale	Jun 8, 2004 · Amount on Record
Prior Sale	Dec 14, 2001 · Amount on Record
Deed Book / Page	2004 / 18339
Last Transfer Date	Feb 17, 2026
Transfer Doc	0000000772
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/024754
Date	Dec 27, 2017
Book Page	2017/024754
Instrument	201700007450

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2022

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2711
Date	Feb 14, 2020
Book Page	2020/2711
Instrument	202000000750

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/15159
Date	Aug 5, 2020
Book Page	2020/15159
Instrument	202000004285

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 15, 2035

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/032384
Date	Nov 8, 2006
Book Page	2006/032384

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	8.8%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	8.8%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	15.8%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Feb 17, 2026
Property Address	4083 N JUNIPER RD, MEARS, MI 49436-9362
Document Number	02026/3101
Book / Page	2026 / 3101
Instrument Date	Feb 17, 2026
Instrument	202600000772
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4083 N JUNIPER RD, MEARS, MI 49436-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4083 N JUNIPER RD, MEARS, MI 49436-9362

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,400 (-0.7%)	$342,800 (-0.7%)
2025	$782.00 (-58.36%) Homeowner's exemption	$172,600 (+48.03%) Land $172,600	$345,200 (+48.03%) Land $345,200
2024	$1,878.00 (+12.73%)
2023		$116,600 Land $116,600	$233,200 (-) Land $233,200
2022	$1,666.00		$233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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