4175 Emory St NW, Covington, GA 30014 Property Records

Newton County property record for 4175 Emory St NW, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,223 sqft · built 1900
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2016)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0240-00030-003-000`

Property Details

APN / Parcel Number

Primary APN	`C0240-00030-003-000`
Alternative APNs	`C024 0003 003` `38214`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,223 sqft Heated Area
1st Floor Area	2,683 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	38214
Street Address	4175 EMORY ST NW
City	COVINGTON
State	GA
Zip	30014-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.03AC BLK2 N EMORY ST
Legal Subdivision	NORTH COVINGTON MAP 23,24,38, 39
Legal Block	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2018
Census Tract	100400

Owner

Source: Newton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4175 EMORY ST NW, COVINGTON, GA 30014-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Deed Document Number	20161906
Deed Book / Page	3443 / 87
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 2, 2026
Property Address	4175 EMORY ST NW, COVINGTON, GA 30014-1316
Document Number	0000000066
Book / Page	4836 / 787
Instrument Date	May 8, 2026
Instrument	202666
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4175 EMORY ST NW, COVINGTON, GA 30014-1316

Mortgage

Document Number	0000000066,
Date	Jun 2, 2026
Book Page	4836/787
Instrument	202666

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	4175 EMORY ST NW, COVINGTON, GA 30014-1316
Document Number	0037560552
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4175 EMORY ST NW COVINGTON GA 300141316, COVINGTON, GA 30014-1316

Mortgage

Document Number	0037560552
Date	Oct 5, 2018
Book Page	003756/000552
Instrument	12253

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00 (-11.76%) Homeowner's exemption	$106,680 (-2.84%) Land $16,000 Building $90,680	$266,700 (-2.84%) Land $40,000 Building $226,700
2023		$109,800 Land $7,000 Building $102,800	$274,500 Land $17,500 Building $257,000
2022	$3,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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