4153 Emory St NW, Covington, GA 30014 Property Records

Newton County property record for 4153 Emory St NW, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,182 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2023)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0240-00030-005-000`

Property Details

APN / Parcel Number

Primary APN	`C0240-00030-005-000`
Alternative APNs	`C024 0003 005` `38216`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,182 sqft Heated Area
1st Floor Area	1,852 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	818 sqft
Canopy	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	38216
Street Address	4153 EMORY ST NW
City	COVINGTON
State	GA
Zip	30014-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.46AC BLK2 N EMORY ST
Legal Subdivision	NORTH COVINGTON MAP 23,24,38, 39
Legal Block	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2018
Census Tract	100400

Owner

Source: Newton County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 30, 2023	Warranty Deed, Transfer · Conventional Mortgage JOHNBOLT PROPERTIES
Feb 11, 2020	Grant Deed, Construction Loan · Construction Mortgage SANDRA N BOWDEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	2023398
Deed Book / Page	4486 / 234
Prior Transfer Date	Dec 22, 2006
Prior Transfer Doc	0023530261
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316

Mortgage

Document Number	0048020000000281
Date	Feb 6, 2026
Book Page	0000004802/0000000281

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316

Mortgage

Document Number	0045700000000463
Date	Nov 27, 2023
Book Page	0000004570/0000000463

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 30, 2023
Property Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316
Document Number	0044860234
Book / Page	4486 / 234
Instrument Date	Jan 30, 2023
Instrument	2023-000398
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316

Mortgage

Document Number	0000002553
Date	Jan 30, 2023
Instrument	002553

Lender

Name	JOHNBOLT PROPERTIES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2026

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 11, 2020
Property Address	4153 EMORY ST NW, COVINGTON, GA 30014-1316
Document Number	0039610219
Book / Page	003961 / 000219
Instrument Date	Jan 7, 2020
Instrument	1912
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4153 EMORY ST NW COVINGTON GA 300141316, COVINGTON, GA 30014-1316

Mortgage

Document Number	39610221
Date	Feb 11, 2020
Book Page	003961/000221
Instrument	1913

Lender

Name	SANDRA N BOWDEN
Address	130 EDGEWOOD DR, ATHENS, GA 30606-3106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2021

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (+70.08%)	$112,920 (+20.59%) Land $16,000 Building $96,920	$282,300 (+20.59%) Land $40,000 Building $242,300
2023		$93,640 Land $7,000 Building $86,640	$234,100 Land $17,500 Building $216,600
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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