Hamilton County property record for 4175 E Ridge Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,292 sqft · built 1947 |
| Lot Size | 0.383 acres (16,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jul 2020) |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169H C 017 |
| Primary APN | 169H C 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,688 sqft (0.383 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000114202 |
|---|---|
| Street Address | 4175 E RIDGE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 8 EALY ESTATES REV #2 PB14 PG49 |
| Legal Subdivision | EALY ESTATE |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11800 |
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4175 E RIDGE DR, CHATTANOOGA, TN 37412-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE LNC |
| Jul 9, 2020 | Warranty Deed, Transfer · FHA Mortgage SYNOVUS BK |
| Feb 28, 2018 | Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on Record |
| Deed Sale | Jul 9, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2014 · Amount on Record |
| Deed Document Number | 2020259 |
| Deed Book / Page | 12068 / 88 |
| Prior Transfer Date | Jul 18, 2013 |
| Prior Transfer Doc | 0000000139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4175 E RIDGE DR, CHATTANOOGA, TN 37412-2332 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000062 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 11304/860 |
| Instrument | 2018032800062 |
| Name | TJC MORTGAGE LNC |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 9, 2020 |
| Property Address | 4175 E RIDGE DR, CHATTANOOGA, TN 37412-2332 |
| Document Number | 0709000259 |
| Book / Page | 012068 / 000088 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 200709000259 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4715 E RIDGE DR CHATTANOOGA TN 37412, CHATTANOOGA, TN 37412 |
| Document Number | 709000260 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 012068/000091 |
| Instrument | 200709000260 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 28, 2018 |
| Property Address | 4175 E RIDGE DR, CHATTANOOGA, TN 37412-2332 |
| Document Number | 0000000093 |
| Book / Page | 011280 / 000996 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 93 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount Recorded |
|---|---|
| Tax | $499.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4175 E RIDGE DR CHATTANOOGA TN 374122332, CHATTANOOGA, TN 37412-2332 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4175 E RIDGE DR, CHATTANOOGA, TN 37412-2332 |
| Document Number | 0000000170 |
| Book / Page | 011147 / 000537 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4175 E RIDGE DR CHATTANOOGA TN 374122332, CHATTANOOGA, TN 37412-2332 |
| Document Number | 0000000170 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 011147/000537 |
| Instrument | 170 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 5, 2037 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $959.00 (+9.23%) | $63,300 (+61.27%) | $253,200 (+61.27%) Land $45,000 Building $208,200 |
| 2024 | $878.00 (-36.24%) | $39,250 (-) | $157,000 (-) Land $36,000 Building $121,000 |
| 2023 | $1,377.00 | $39,250 (-) | $157,000 (-) Land $36,000 Building $121,000 |
| 2022 | $1,377.00 | $39,250 | $157,000 Land $36,000 Building $121,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures