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4165 E Ridge Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4165 E Ridge Dr, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1947
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Apr 2023)
Tax Bill$773 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN169H C 014

Property Details

APN / Parcel Number

Primary APN169H C 014
Alternative APN
  • 0000114199

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000114199
Street Address4165 E RIDGE DR
CityCHATTANOOGA
StateTN
Zip37412-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 5 EALY ESTATES REV PB 14 PG 49
Legal SubdivisionEALY ESTATE
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3003
Census Tract11800

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5546 CLEMONS RD, CHATTANOOGA, TN 37412-3101
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Warranty Deed, Transfer · Conventional Mortgage
CADENCE BANK NA
Jul 14, 2022Quit Claim Deed, Transfer
RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC
Apr 22, 2019Warranty Deed, Transfer
TEAM TITLE SERVICES, TEAM TITLE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleJul 14, 2022
Deed Document Number2023042700215
Deed Book / Page13274 / 620
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 27, 2023
Property Address4165 E RIDGE DR, CHATTANOOGA, TN 37412-2332
Document Number0000000215
Book / Page13274 / 620
Map ReferenceMB 14 PG 49
Instrument DateApr 26, 2023
Instrument2023042700215
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyKEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5546 CLEMONS RD, CHATTANOOGA, TN 37412-3101

Mortgage

Document Number0000000216
DateApr 27, 2023
Instrument2023042700216
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 14, 2022
Property Address4165 E RIDGE DR, CHATTANOOGA, TN 37412-2332
Document Number0000000171
Book / Page13025 / 684
Map ReferenceMB 14 PG 49
Instrument DateJul 13, 2022
Instrument2022071400171
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7603 RIDGECREST DR, CHATTANOOGA, TN 37406
InvestorPossibly a Property Investor

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 22, 2019
Property Address4165 E RIDGE DR, CHATTANOOGA, TN 37412-2332
Document Number0422000369
Book / Page011619 / 000390
Instrument DateApr 19, 2019
Instrument190422000369
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanyTEAM TITLE SERVICES, TEAM TITLE SVCS

Transaction

AmountAmount Recorded
Tax$179.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4165 E RIDGE DR CHATTANOOGA TN 374122332, CHATTANOOGA, TN 37412-2332

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773.00 (+15.2%)$51,050 (+70.02%)$204,200 (+70.02%) Land $50,000 Building $154,200
2024$671.00 (-36.46%)$30,025 (-)$120,100 (-) Land $40,000 Building $80,100
2023$1,056.00$30,025 (-)$120,100 (-) Land $40,000 Building $80,100
2022$1,056.00$30,025$120,100 Land $40,000 Building $80,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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