4175 Downing Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4175 Downing Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,112 sqft · built 2008
Lot Size	0.106 acres (4,636 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Jan 2020)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140N J 005`

Property Details

APN / Parcel Number

Primary APN	`140N J 005`
Alternative APN	`0000160742`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,636 sqft (0.106 acres)
Lot Dimensions	42 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000160742
Street Address	4175 DOWNING LN
City	OOLTEWAH
State	TN
Zip	37363-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 DOWNING GREEN SUB PB85 PG132 OUT OF 150-244.01 FOR 2007
Legal Subdivision	DOWNING GREEN SUB
Legal Lot Number	62
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	11314

Owner

4175 Downing Ln is owned and occupied by two individuals who bought it in January 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4175 DOWNING LN, OOLTEWAH, TN 37363-1023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	2020011700143
Deed Book / Page	11882 / 035
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 17, 2020
Property Address	4175 DOWNING LN, OOLTEWAH, TN 37363-1023
Document Number	0117000143
Book / Page	011882 / 000035
Instrument Date	Jan 15, 2020
Instrument	200117000143
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4175 DOWNING LN OOLTEWAH TN 373631023, OOLTEWAH, TN 37363-1023

Mortgage

Document Number	117000144
Date	Jan 17, 2020
Book Page	011882/000037
Instrument	200117000144

Lender

Name	SOUTHEAST BK
Type	Bank
Address	KNOXVILLE, TN 37922

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4175 Downing Ln was $1,691, down 0.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (-0.65%)	$111,600 (+46.7%)	$446,400 (+46.7%) Land $75,000 Building $371,400
2024	$1,702.00 (-41.11%)	$76,075 (-)	$304,300 (-) Land $60,000 Building $244,300
2023	$2,890.00	$76,075	$304,300 Land $60,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4175 Downing Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4175 Downing Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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