Hamilton County property record for 4159 Downing Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,941 sqft · built 2009 |
| Lot Size | 0.158 acres (6,891 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $231,000 (Oct 2011) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140N J 007 |
| Primary APN | 140N J 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,891 sqft (0.158 acres) |
| Lot Dimensions | 137 ft deep x 50.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000160744 |
|---|---|
| Street Address | 4159 DOWNING LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 64 DOWNING GREEN SUB PB85 PG132 OUT OF 150-244.01 FOR 2007 |
| Legal Subdivision | DOWNING GREEN SUB |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11314 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4159 DOWNING LN, OOLTEWAH, TN 37363-1023 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2011 · Amount on Record |
| Deed Sale | Oct 3, 2011 · Amount on Record |
| Prior Sale | Dec 31, 2009 · Amount on Record |
| Deed Document Number | 2011100300283 |
| Deed Book / Page | 9487 / 815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4159 DOWNING LN, OOLTEWAH, TN 37363-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000096 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 11136/081 |
| Instrument | 2017082300096 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Collegedale City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695.00 (+1.5%) | $111,850 (+49.83%) | $447,400 (+49.83%) Land $75,000 Building $372,400 |
| 2024 | $1,670.00 (-41.11%) | $74,650 (-) | $298,600 (-) Land $60,000 Building $238,600 |
| 2023 | $2,836.00 (+4.42%) | $74,650 (-) | $298,600 (-) Land $60,000 Building $238,600 |
| 2022 | $2,716.00 | $74,650 | $298,600 Land $60,000 Building $238,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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