4171 Cates St SE, Prior Lake, MN 55372 Property Records

Scott County property record for 4171 Cates St SE, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 886 sqft · built 1983
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2019)
Tax Bill	$3,420 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-183013-0`

Property Details

APN / Parcel Number

Primary APN	`25-183013-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	886 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	886 sqft
Basement Area	842 sqft
Finished Basement	800 sqft
Unfinished Basement	42 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4171 CATES ST SE
City	PRIOR LAKE
State	MN
Zip	55372-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE ESTATES LOT 001 BLOCK 002
Legal Subdivision	LAKESIDE ESTATES
Legal Block	2
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	PRIOR LAKE
Census Block Group	1
Census Block	1005
Census Tract	80907

Owner

4171 Cates St SE is owned and occupied by an individual who bought it in March 2019.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Mar 29, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Quit Claim Deed EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Nov 4, 2003 · Amount on File
Deed Document Number	20191064134
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0001064133
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001120388
Date	Feb 20, 2021
Instrument	1120388

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405
Document Number	0001083662
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 CATES ST SE PRIOR LAKE MN 553722405, PRIOR LAKE, MN 55372-2405

Mortgage

Document Number	0001083662
Date	Jan 10, 2020
Instrument	1083662

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 29, 2019
Property Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405
Document Number	0001064134
Instrument Date	Mar 19, 2019
Instrument	1064134
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405

Mortgage

Document Number	0001064135
Date	Mar 29, 2019
Instrument	1064135

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 29, 2019
Property Address	4171 CATES ST SE, PRIOR LAKE, MN 55372-2405
Document Number	0001064133
Instrument Date	Mar 12, 2019
Instrument	1064133
Record Updated	Apr 4, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 CATES ST SE PRIOR LAKE MN 553722405, PRIOR LAKE, MN 55372-2405

Tax Assessment & Valuation

The 2026 property tax bill for 4171 Cates St SE was $3,420 with a homeowner's exemption, up 2.6% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Prior Lake City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,420.00 (+2.64%) Homeowner's exemption	$367,700 Land $205,100 Building $162,600	$367,700 Land $205,100 Building $162,600
2025	$3,332.00 (-0.18%)
2024	$3,338.00 (+0.3%) Homeowner's exemption	$350,100 (+4.76%) Land $205,100 Building $145,000	$350,100 (+4.76%) Land $205,100 Building $145,000
2023	$3,328.00 Homeowner's exemption	$334,200 Land $195,300 Building $138,900	$334,200 Land $195,300 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4171 Cates St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4171 Cates St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Prior Lake serves 29,300 people · EPA ID MN1700007
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nuvera Communications, T-Mobile, Verizon.

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