Scott County property record for 4151 Cates St SE, Prior Lake, MN 55372
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,712 sqft · built 1983 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,123 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-183014-0 |
| Primary APN | 25-183014-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 828 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 128 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 941 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4151 CATES ST SE |
|---|---|
| City | PRIOR LAKE |
| State | MN |
| Zip | 55372-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE ESTATES LOT 002 BLOCK 002 |
| Legal Subdivision | LAKESIDE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | PRIOR LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80907 |
4151 Cates St SE is owned and occupied by an individual.
Source: Scott County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4151 CATES ST SE, PRIOR LAKE, MN 55372-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 4151 CATES ST SE, PRIOR LAKE, MN 55372-2405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001104654 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 1104654 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Oct 1, 2042 |
The 2026 property tax bill for 4151 Cates St SE was $5,123 with a homeowner's exemption, up 1.8% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Prior Lake City |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,123.00 (+1.81%) Homeowner's exemption | $492,400 Land $187,700 Building $304,700 | $492,400 Land $187,700 Building $304,700 |
| 2025 | $5,032.00 (+0.16%) | ||
| 2024 | $5,024.00 (-0.79%) Homeowner's exemption | $461,100 (+4.58%) Land $187,700 Building $273,400 | $461,100 (+4.58%) Land $187,700 Building $273,400 |
| 2023 | $5,064.00 Homeowner's exemption | $440,900 Land $178,800 Building $262,100 | $440,900 Land $178,800 Building $262,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4151 Cates St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4151 Cates St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Prior Lake serves 29,300 people · EPA ID MN1700007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nuvera Communications, T-Mobile, Verizon.
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