4171 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 4171 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,317 sqft · built 1977
Lot Size	0.261 acres (11,349 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 2022)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0600-00B-00600`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0600-00B-00600`
Alternative APNs	`261935060000B00600` `1396123`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
Gross Area	1,765 sqft
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,349 sqft (0.261 acres)
Lot Dimensions	137 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	359 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1396123
Street Address	4171 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS SECOND ADD LOT 6 BLK B PB 16 PG 63 ORB 5879 PG 2119
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS SECOND ADD
Legal Tract	0600
Legal Block	B
Legal Lot Number	6
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3019
Census Tract	30915

Owner

4171 Cactus Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Lake County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS FCU
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage SELF-HELP CU
Nov 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Document Number	20228828
Deed Book / Page	5879 / 2119
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201

Mortgage

Document Number	0065952182
Date	Sep 11, 2025
Book Page	6595/2182
Instrument	2025112931

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2045

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2022
Property Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201
Document Number	0058792119
Book / Page	5879 / 2119
Map Reference	MB 16 PG 63
Instrument Date	Jan 7, 2022
Instrument	2022008828
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CENTURION TITLE GROUP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201

Mortgage

Document Number	0058792120
Date	Jan 19, 2022
Instrument	5879/2120

Lender

Name	SELF-HELP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 7, 2017
Property Address	4171 CACTUS LN, MOUNT DORA, FL 32757-5201
Document Number	0050231693
Book / Page	005023 / 001693
Instrument Date	Nov 7, 2017
Instrument	118711
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 HARBOUR DR MOUNT DORA FL 327575412, MOUNT DORA, FL 32757-5412

Tax Assessment & Valuation

The 2025 property tax bill for 4171 Cactus Ln was $3,631 with a homeowner's exemption, down 0.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,890 (-) Land $60,000 Building $190,890	$250,890 (-) Land $60,000 Building $190,890
2025	$3,631.00 (-0.22%) Homeowner's exemption	$250,890 Land $60,000 Building $190,890	$250,890 Land $60,000 Building $190,890
2024	$3,639.00 (+8.53%)
2023	$3,353.00 (+124.43%) Homeowner's exemption Additional exemption filed	$245,674 (+109.12%)	$245,674 (+13.9%) Land $60,000 Building $185,674
2022	$1,494.00 Homeowner's exemption	$117,480	$215,694 Land $30,020 Building $185,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4171 Cactus Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4171 Cactus Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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