4147 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 4147 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1971
Lot Size	0.261 acres (11,371 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (May 2015)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0600-00B-00700`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0600-00B-00700`
Alternative APNs	`261935060000B00700` `1396131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,371 sqft (0.261 acres)
Lot Dimensions	137 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	651 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1396131
Street Address	4147 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS SECOND ADD LOT 7 BLK B PB 16 PG 63 ORB 4628 PG 2255
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS SECOND ADD
Legal Tract	0600
Legal Block	B
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3019
Census Tract	30915

Owner

4147 Cactus Ln is owned and occupied by two individuals who bought it in May 2015.

Source: Lake County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4147 CACTUS LN, MOUNT DORA, FL 32757-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage BANK OF OZARK
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on File
Deed Sale	May 27, 2015 · Amount on File
Prior Sale	May 12, 2003 · Amount on File
Deed Document Number	201555710
Deed Book / Page	4628 / 2255
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jun 11, 2026
Property Address	4147 CACTUS LN, MOUNT DORA, FL 32757-5201
Document Number	0000072053
Book / Page	6756 / 1270
Instrument Date	Jun 2, 2026
Instrument	202672053
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4147 CACTUS LN, MOUNT DORA, FL 32757-5201

Mortgage

Document Number	0000072053,
Date	Jun 11, 2026
Book Page	6756/1270
Instrument	202672053

Lender

Name	BANK OF OZARK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4147 CACTUS LN, MOUNT DORA, FL 32757-5201
Document Number	0052731389
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4147 CACTUS LN MOUNT DORA FL 327575201, MOUNT DORA, FL 32757-5201

Mortgage

Document Number	0052731389
Date	May 2, 2019
Book Page	005273/001389
Instrument	49128

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4147 Cactus Ln was $1,928 with a homeowner's exemption, up 3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+2.9%)	$220,976 (-) Land $60,000 Building $160,976
2025	$1,928.00 (+2.99%) Homeowner's exemption	$124,200 Land $60,000 Building $64,200	$220,976 Land $60,000 Building $160,976
2024	$1,872.00 (+15.06%)
2023	$1,627.00 (+12.83%) Homeowner's exemption	$117,190 (+3%)	$215,766 (+16.14%) Land $60,000 Building $155,766
2022	$1,442.00 Homeowner's exemption	$113,780	$185,786 Land $30,020 Building $155,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4147 Cactus Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4147 Cactus Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Cactus Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures