4170 Co Rd 77, Tower, MN 55790 Property Records

St. Louis County property record for 4170 Co Rd 77, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.25 ba · 1,617 sqft · built 1989
Lot Size	2.53 acres (110,509 sqft)
Owner	Individual Name on File
Last Sale	$645,500 (Aug 2020)
Tax Bill	$9,496 (2026)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0138-00150`

Property Details

APN / Parcel Number

Primary APN	`387-0138-00150`
Alternative APN	`1094301`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,617 sqft Gross Area
1st Floor Area	1,320 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	110,509 sqft (2.53 acres)
Garage Area	736 sqft

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	165 sqft
Storage Building	64 sqft
Boat House	400 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1094301
Street Address	4170 COUNTY ROAD 77
City	TOWER
State	MN
Zip	55790-8132
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0015 BLOCK:001 SERIAL #
Legal Subdivision	DAISY GREEN ACRES T OF GREENWO
Legal Block	1
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

4170 Co Rd 77, a residential property, is owned and occupied by an individual who bought it in August 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4170 COUNTY ROAD 77, TOWER, MN 55790-8132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Deed Document Number	20201387929
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2020
Property Address	4170 COUNTY ROAD 77, TOWER, MN 55790-8132
Document Number	00A1387929
Instrument Date	Jul 10, 2020
Instrument	A1387929
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4170 COUNTY ROAD 77 TOWER MN 557908132, TOWER, MN 55790-8132

Tax Assessment & Valuation

The 2026 property tax bill for 4170 Co Rd 77 was $9,496, up 30.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,496.00 (+30.94%)
2025	$7,252.00 (-1.01%)	$972,100 (+22.66%) Land $367,500 Building $604,600	$972,100 (+22.66%) Land $367,500 Building $604,600
2024	$7,326.00	$792,500 Land $298,600 Building $493,900	$792,500 Land $298,600 Building $493,900
2022		$714,300 Land $264,600 Building $449,700	$714,300 Land $264,600 Building $449,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4170 Co Rd 77 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4170 Co Rd 77 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000