4166 Co Rd 77, Tower, MN 55790 Property Records

St. Louis County property record for 4166 Co Rd 77, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 965 sqft · built 1988
Lot Size1.65 acres (71,993 sqft)
OwnerIndividual Name on Record
Tax Bill$4,512 (2026)
Deeds & MortgagesOct 2021 Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN387-0138-00120

Property Details

APN / Parcel Number

Primary APN387-0138-00120
Alternative APN
  • 73601

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area965 sqft Gross Area
1st Floor Area965 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area71,993 sqft (1.65 acres)

Exterior Amenities

PorchPatio
Porch Area240 sqft
Deck Area16 sqft
Lean-To40 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number73601
Street Address4166 COUNTY ROAD 77
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT: 0012 BLOCK:001 SERIAL #
Legal SubdivisionDAISY GREEN ACRES T OF GREENWO
Legal Block1
Legal Lot Number12
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2190 TAMARACK DR, LONG LAKE, MN 55356-9585
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 17, 2019Deed of Trust, Mortgage · Line of Credit
VISION BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4166 COUNTY ROAD 77, TOWER, MN 55790
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001427234
DateOct 13, 2021
Instrument1427234
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4166 COUNTY ROAD 77, TOWER, MN 55790
Document Number00A1355626
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2190 TAMARACK DR LONG LAKE MN 553569585, LONG LAKE, MN 55356-9585

Mortgage

Document Number00A1355626
DateMay 30, 2019
InstrumentA1355626
Lender
NameVISION BK
TypeBank
AddressST LOUIS PARK, MN 55416
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,512.00 (+24.5%)
2025$3,624.00 (-0.98%)$513,500 (+19.34%) Land $334,000 Building $179,500$513,500 (+19.34%) Land $334,000 Building $179,500
2024$3,660.00$430,300 (+11.8%) Land $270,300 Building $160,000$430,300 (+11.8%) Land $270,300 Building $160,000
2022$384,900 Land $239,600 Building $145,300$384,900 Land $239,600 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

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