Black Hawk County property record for 4170 Chico Dr, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1976 |
| Lot Size | 0.504 acres (21,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,164 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-17-151-030 |
| Primary APN | 8812-17-151-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 575 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,960 sqft (0.504 acres) |
| Lot Dimensions | 180 ft deep x 122 ft wide |
| Garage Type | Mixed |
| Garage Area | 984 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4170 CHICO DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO SUBURBAN HEIGHTS LOT 27 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 17 |
| Legal Subdivision | FIRST ADDITION TO SUBURBAN |
| Legal Lot Number | 27 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2901 |
4170 Chico Dr is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4170 CHICO DR, WATERLOO, IA 50702-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4170 Chico Dr was $4,164 with a homeowner's exemption, up 0.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,164.00 (+0.77%) Homeowner's exemption | $229,490 Land $28,160 Building $201,330 | $229,490 Land $28,160 Building $201,330 |
| 2024 | $4,132.00 | ||
| 2023 | $214,380 (+15.26%) Land $28,160 Building $186,220 | $214,380 Land $28,160 Building $186,220 | |
| 2022 | $3,890.00 Homeowner's exemption | $185,990 Land $28,160 Building $157,830 | |
| 2021 | $185,990 Land $28,160 Building $157,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4170 Chico Dr in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4170 Chico Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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