4165 Chico Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4165 Chico Dr, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1968
Lot Size0.488 acres (21,279 sqft)
OwnerIndividual Name on Record
Last Sale$16,500 (Sep 2009)
Tax Bill$3,164 (2025)
Flood ZoneZone X (minimal risk)
APN8812-17-151-024

Property Details

APN / Parcel Number

Primary APN8812-17-151-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement450 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,279 sqft (0.488 acres)
Lot Dimensions173 ft deep x 123 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4165 CHICO DR
CityWATERLOO
StateIA
Zip50702-4901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO SUBURBAN HEIGHTS LOT 21
Legal Range12W
Legal Township88N
Legal Section17
Legal SubdivisionFIRST ADDITION TO SUBURBAN
Legal Lot Number21
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1010
Census Tract2901

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4165 CHICO DR, WATERLOO, IA 50702-4901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2009 · Amount on Record
Deed SaleSep 16, 2009 · Amount on Record
Deed Document Number20092010005633
Prior Transfer DateSep 3, 2009
Prior Transfer Doc2010005633
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,164.00 (+6.46%) Homeowner's exemption$165,960 (+12.75%) Land $26,650 Building $139,310$165,960 (+12.75%) Land $26,650 Building $139,310
2024$2,972.00 (+11.56%)
2023$147,190 (+13.04%) Land $26,650 Building $120,540$147,190 (+13.04%) Land $26,650 Building $120,540
2022$2,664.00 Homeowner's exemption$130,210 Land $26,650 Building $103,560
2021$130,210 Land $26,650 Building $103,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Chico Dr

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