St. Johns County property record for 417 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,580 sqft · built 2021 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,882 (Aug 2021) |
| Tax Bill | $5,437 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026552-0340 |
| Primary APN | 026552-0340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 417 WATERVALE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100/48-61 HOLLY FOREST LOT 34 OR5334/127 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 30 |
| Legal Subdivision | HOLLY FOREST |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 026552-0340
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 03, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Deed Document Number | 202185586 |
| Deed Book / Page | 5334 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0000061739 |
| Book / Page | 6404 / 856 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202661739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0000061739, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 6404/856 |
| Instrument | 202661739 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|---|
| Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0059361692 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 5936/1692 |
| Instrument | 2024030754 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 03, 2021 |
| Property Address | 417 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0053340127 |
| Book / Page | 5334 / 127 |
| Map Reference | MB 100 PG 48-61 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021085586 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,065.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 417 WATERVALE DR, ST AUGUSTINE, FL 32092-1771 |
| Document Number | 0005334129 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 5334/129 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,930 (+2.7%) | $441,255 (-4.1%) Land $110,000 Building $331,255 | |
| 2025 | $5,437.00 (+13.15%) Homeowner's exemption | $417,653 (+6.91%) | $460,108 (+9.9%) Land $110,000 Building $350,108 |
| 2024 | $4,805.00 (+1.95%) | ||
| 2023 | $4,713.00 (+2.75%) Homeowner's exemption | $390,673 (+3%) | $418,659 (+4.9%) Land $95,000 Building $323,659 |
| 2022 | $4,587.00 Homeowner's exemption | $379,294 | $399,110 Land $89,600 Building $309,510 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 81 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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