403 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 403 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2021
Square Footage	2,859 sqft Living Area
Lot Size	13,939 sqft (0.32 acres)
Occupancy	Owner Occupied
Last Sale	$474,112 (2021)
Tax Bill	$5,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026552-0330`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	21 Plumbing Fixtures
Building Area	2,859 sqft Living Area
Gross Area	3,463 sqft Gross Area
1st Floor	1,404 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.32 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	604 sqft Garage
Porch Area	390 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	403 WATERVALE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1771
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 33 OR5301/405
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026552-0330

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Deed Doc Number	20212021071116
Deed Book / Page	5301 / 405
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2021
Property Address	403 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771
Document Number	0053010405
Book / Page	5301 / 405
Map Reference	MB 100 PG 48-61
Instrument Date	Jun 23, 2021
Instrument	2021071116
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,319.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	403 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771

Mortgage

Document Number	0005301407
Date	Jun 25, 2021
Instrument	5301/407

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,444 (+2.7%)	$551,159 (-5.88%) Land $110,000 Building $441,159
2025	$5,837.00 (+12.01%) Homeowner's exemption	$447,365 (+5.99%)	$585,574 (+6.95%) Land $110,000 Building $475,574
2024	$5,211.00 (+1.94%)
2023	$5,112.00 (+22.12%) Homeowner's exemption	$422,094 (+21.31%)	$547,523 (+18.66%) Land $95,000 Building $452,523
2022	$4,186.00 Homeowner's exemption	$347,955	$461,410 Land $89,600 Building $371,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.