417 W Oak St, Laurel, MS 39440 Property Records

Jones County property record for 417 W Oak St, Laurel, MS 39440

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	9,757 sqft · built 1921
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on File
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`118Y-05-14-012.00`

Property Details

APN / Parcel Number

Primary APN	`118Y-05-14-012.00`
Alternative APNs	`014499` `14499`

Interior

Building Area	9,757 sqft Total Area
1st Floor Area	5,767 sqft
2nd Floor Area	3,990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Foundation Type	Slab (Mat/Raft)
Roof Type	Steel Frame/Truss
Roof Material	Tar & Gravel
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	95 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	014499
Street Address	417 W OAK ST
City	LAUREL
State	MS
Zip	39440-3948
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	GEN DESC 5-8-11 BEG ON N LINE OF OAK ST 148.15' E OF INTER OF SD N LINE OF OAK ST & E LINE OF 5TH AVE N ALONG E LINE
Legal Range	11
Legal Township	08
Legal Section	05
Jurisdiction	JONES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2040
Census Tract	950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Central Historic District (Additional Documentation) listed 1987 · 334 contributing resources · NRIS 86001908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 W Oak St, a commercial property, is owned by an individual who acquired it in February 2023.

Source: Jones County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	419 W OAK ST, LAUREL, MS 39440-3948
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
May 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023
Deed Sale	Feb 10, 2023
Deed Document Number	0000223753
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	20107520
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	417 W OAK ST, LAUREL, MS 39440-3948
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00217/4786
Date	Jul 31, 2017
Book Page	217/4786
Instrument	21704786

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount on Record
Term	83 Months
Due	Jun 20, 2024

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	May 15, 2018
Property Address	417 W OAK ST, LAUREL, MS 39440-3948
Document Number	00218/2548
Book / Page	218 / 2548
Instrument Date	May 14, 2018
Instrument	21802550
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 RIDGEWOOD DR, LAUREL, MS 39440-2175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7929 HIGHWAY 184 E, WAYNESBORO, MS 39367-7369

Tax Assessment & Valuation

The 2025 property tax bill for 417 W Oak St was $7,976, down 12.8% from the year before.

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,976.00 (-12.82%)	$45,305	$302,030 Land $12,790 Building $289,240
2024	$9,149.00 (+27.92%)
2023	$7,152.00 (-1%)	$41,798	$278,650 Land $12,790 Building $265,860
2022	$7,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 W Oak St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2005)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 W Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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