Jones County property record for 313 W Oak St, Laurel, MS 39440
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 7,424 sqft · built 1900 |
| Lot Size | 0.136 acres (5,934 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,065 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118Z-05-03-002.00 |
| Primary APN | 118Z-05-03-002.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 7,424 sqft Total Area |
|---|---|
| 1st Floor Area | 5,800 sqft |
| 2nd Floor Area | 2,855 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 1900 |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Tar & Gravel |
| Lot Area | 5,934 sqft |
| Lot Dimensions | 138 ft deep x 43 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 014471 |
|---|---|
| Street Address | 313 W OAK ST |
| City | LAUREL |
| State | MS |
| Zip | 39440-3950 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Legal Description | 5-8-11 PARCEL OF LAND IN SW OF NE 2012 TAX SALE MATURED 8/26/15 |
| Legal Range | 11 |
| Legal Township | 08 |
| Legal Section | 05 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Laurel Central Historic District (Additional Documentation) listed 1987 · 334 contributing resources · NRIS 86001908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 452 FRONT ST, LAUREL, MS 39440-3902 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Jun 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 |
| Deed Sale | Jun 28, 2016 |
| Deed Document Number | 0002163909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 313 W OAK ST, LAUREL, MS 39440-3950 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00217/2691 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 217/2691 |
| Instrument | 21702691 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MS 39429 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 20, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 313 W OAK ST, LAUREL, MS 39440-3950 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00217/3595 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 217/3595 |
| Instrument | 21703595 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MS 39440 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Apr 20, 2022 |
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Municipality | Laurel City |
| Unified School District | Laurel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,065.00 (-23.43%) | $23,091 (+10.53%) | $153,940 (+10.53%) Land $10,800 Building $143,140 |
| 2024 | $5,309.00 (+48.55%) | ||
| 2023 | $3,574.00 (-1.02%) | $20,892 | $139,280 Land $10,800 Building $128,480 |
| 2022 | $3,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1979–2005) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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