417 W Lima St, Findlay, OH 45840 Property Records

Hancock County property record for 417 W Lima St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,265 sqft · built 1920
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2021)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1010-241-15-043.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-15-043.000`
Alternative APN	`570000215390`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	865 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	265 sqft
Patio Area	280 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 W LIMA ST
City	FINDLAY
State	OH
Zip	45840-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGES O L LOT 26 MID PT 55X100FT
Legal Subdivision	GEORGES O L
Legal Lot Number	26
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3003
Census Tract	1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2024	Intrafamily Transfer, Transfer ASSURED TITLE, ASSURED TITLE AGENCY
Jul 6, 2021	Survivorship Deed, Transfer · FHA Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 1, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Aug 4, 2006 · Amount on Record
Deed Document Number	20217904
Deed Book / Page	2584 / 910
Last Transfer Date	Jan 3, 2024
Transfer Doc	02608/2270
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Aug 14, 2026
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Document Number	0000006129
Book / Page	2631 / 5470
Instrument Date	Jul 20, 2026
Instrument	20266129
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	417 W LIMA ST, FINDLAY, OH 45840-3133

Mortgage

Document Number	0000006129,
Date	Aug 14, 2026
Book Page	2631/5470
Instrument	20266129

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W LIMA ST, FINDLAY, OH 45840-3133

Mortgage

Document Number	02607/5829
Date	Jan 2, 2024
Book Page	2607/5829
Instrument	202400000006

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jul 1, 2051

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jan 24, 2024
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Document Number	02608/2270
Book / Page	2608 / 2270
Instrument Date	Jan 3, 2024
Instrument	202400000501
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W LIMA ST, FINDLAY, OH 45840-3133

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 6, 2021
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Document Number	2584/910
Book / Page	2584 / 910
Instrument Date	Jun 30, 2021
Instrument	202100007904
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W LIMA ST, FINDLAY, OH 45840-3133

Mortgage

Document Number	202100007905
Date	Jul 6, 2021
Instrument	202100007905

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2579/5441
Date	Mar 18, 2021
Book Page	2579/5441
Instrument	202100003211

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Mar 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	417 W LIMA ST, FINDLAY, OH 45840-3133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2573/3803
Date	Oct 1, 2020
Book Page	2573/3803
Instrument	202000009878

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+7.57%) Homeowner's exemption	$64,000 (+24.61%) Land $6,660 Building $57,340	$182,860 (+24.61%) Land $19,030 Building $163,830
2024	$1,824.00 (-0.16%)	$51,360 (-) Land $4,760 Building $46,600
2023	$1,827.00 (+0.38%) Homeowner's exemption	$51,360 (-) Land $4,760 Building $46,600
2022	$1,820.00 Homeowner's exemption	$51,360 Land $4,760 Building $46,600	$146,740 Land $13,590 Building $133,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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