416 W Lima St, Findlay, OH 45840 Property Records

Hancock County property record for 416 W Lima St, Findlay, OH 45840

Property Summary

Property TypeDuplex
Details4 bd · 1.5 ba · 1,506 sqft · built 1922
Lot Size0.116 acres (5,049 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Oct 2006)
Tax Bill$1,981 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN210001031598

Property Details

APN / Parcel Number

Primary APN210001031598

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,506 sqft Living Area
1st Floor Area982 sqft
2nd Floor Area144 sqft
Basement Area1,808 sqft
Unfinished Basement904 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area5,049 sqft (0.116 acres)
Lot Dimensions50 ft deep x 50 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area212 sqft
Deck Area20 sqft
Patio Area152 sqft
Balcony Area8 sqft
Canopy152 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address416 W LIMA ST
CityFINDLAY
StateOH
Zip45840-3134
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionWESTERN ADD LOT 868 STRIP 1.26X50 & LOT 869 W1/2
Legal SubdivisionWESTERN ADD
Legal Lot Number868,869
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4011
Census Tract902

Owner

416 W Lima St, a duplex, is owned and occupied by an individual who bought it in October 2006.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address416 W LIMA ST, FINDLAY, OH 45840-3134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2006 · Amount on File
Deed SaleOct 31, 2006 · Amount on File
Deed Document Number200614161
Deed Book / Page2306 / 2217
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address416 W LIMA ST, FINDLAY, OH 45840-3134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2533/0386
DateFeb 5, 2018
Book Page2533/0386
Instrument201800000973
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 416 W Lima St was $1,981.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,981.00$62,980 Land $8,600 Building $54,380$179,950 Land $24,570 Building $155,380
2023$1,843.00$50,480 Land $6,150 Building $44,330
2022$144,210 Land $17,550 Building $126,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 W Lima St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 W Lima St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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