417 W 16th St, Covington, KY 41014 Property Records

Kenton County property record for 417 W 16th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,104 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$52,500 (Jun 2026)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Oct 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-11-13-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-13-009.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Finished Area
Gross Area	1,268 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	110 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	417 W 16TH ST
City	COVINGTON
State	KY
Zip	41014-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK PT LOTS 5 & 6 SEC 2
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	2
Legal Lot Number	5,6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 CLAIBORNE DR, DRY RIDGE, KY 41035-8568
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Construction Mortgage MM LENDING
Oct 24, 2017	Grant Deed, Transfer LIONEL GRAY
Sep 12, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Jun 21, 2017	Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE
Mar 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202613366
Deed Book / Page	452 / 129
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000000035
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 29, 2026
Property Address	417 W 16TH ST, COVINGTON, KY 41014-1001
Document Number	0000013366
Book / Page	452 / 129
Instrument Date	May 18, 2026
Instrument	202613366
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	BELLA TITLE, BELLA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,302.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	245 CLAIBORNE DR, DRY RIDGE, KY 41035-8568

Mortgage

Document Number	0000013367,
Date	Jun 29, 2026
Instrument	2026062913367

Lender

Name	MM LENDING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 24, 2017
Property Address	417 W 16TH ST, COVINGTON, KY 41014-1001
Document Number	0000000086
Book / Page	0C6278 / 000183
Instrument Date	Oct 19, 2017
Instrument	86
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 W 16TH ST COVINGTON KY 410141001, COVINGTON, KY 41014-1001

Mortgage

Document Number	87
Date	Oct 24, 2017
Book Page	0C6278/000186
Instrument	87

Lender

Name	LIONEL GRAY
Address	628 POINTE BENTON LN, COVINGTON, KY 41014-1100
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2022

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 12, 2017
Property Address	417 W 16TH ST, COVINGTON, KY 41014-1001
Document Number	0000000095
Book / Page	0C6246 / 000194
Instrument Date	Sep 6, 2017
Instrument	95
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 21, 2017
Property Address	417 W 16TH ST, COVINGTON, KY 41014-1001
Document Number	0000000133
Book / Page	0C6185 / 000250
Instrument Date	Jun 8, 2017
Instrument	133
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 W 16TH ST COVINGTON KY 410141001, COVINGTON, KY 41014-1001
Investor	Possibly a Property Investor

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 7, 2017
Property Address	417 W 16TH ST, COVINGTON, KY 41014-1001
Document Number	0000000035
Book / Page	0C6110 / 000017
Instrument Date	Feb 14, 2017
Instrument	35
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 (+61.25%) Land $10,000 Building $119,000	$129,000 (+61.25%) Land $10,000 Building $119,000
2025	$1,060.00 (-0.47%)	$80,000 (-) Land $5,000 Building $75,000	$80,000 (-) Land $5,000 Building $75,000
2023	$1,065.00	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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