416 W 16th St, Covington, KY 41014 Property Records

Kenton County property record for 416 W 16th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 660 sqft · built 1905
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Apr 2020)
Tax Bill	$728 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-11-12-007.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-12-007.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Finished Area
Gross Area	738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	416 W 16TH ST
City	COVINGTON
State	KY
Zip	41014-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOT 15 SEC 2
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	2
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 W 16TH ST, COVINGTON, KY 41014-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Sep 25, 2001 · Amount on Record
Deed Document Number	20205900122
Deed Book / Page	15 / 693
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 6, 2020
Property Address	416 W 16TH ST, COVINGTON, KY 41014-1002
Document Number	0000000123
Book / Page	000015 / 000693
Instrument Date	Mar 27, 2020
Instrument	123
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W 16TH ST COVINGTON KY 410141002, COVINGTON, KY 41014-1002

Mortgage

Document Number	0000000123
Date	Apr 6, 2020
Book Page	000028/000946
Instrument	123

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,800 (+17.82%) Land $10,000 Building $54,800	$64,800 (+17.82%) Land $10,000 Building $54,800
2025	$728.00 (-0.55%)	$55,000 (-) Land $5,000 Building $50,000	$55,000 (-) Land $5,000 Building $50,000
2023	$732.00	$55,000 Land $5,000 Building $50,000	$55,000 Land $5,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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