417 W 15th St, Ada, OK 74820 Property Records

Pontotoc County property record for 417 W 15th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 2020
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Dec 2020)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-16-003-006-0-022-00`

Property Details

APN / Parcel Number

Primary APN	`0000-16-003-006-0-022-00`
Alternative APN	`3271`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	2,124 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	572 sqft
Deck Area	Deck Area
Patio Area	204 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3271
Street Address	417 W 15TH ST
City	ADA
State	OK
Zip	74820-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	207' X 415' OF N1/2 NE W OF HY. & PT. S1/2 NE NE AS REC. BK.980/18 LESS .58 AC DESC 2364/18-19 LESS .58 AC DESC 2364/20-21 AN
Legal Range	06E
Legal Township	03N
Legal Section	16
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	3
Census Block	3012
Census Tract	89000

Owner

417 W 15th St is owned and occupied by an individual who acquired it in March 2021.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	417 W 15TH ST, ADA, OK 74820-6313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Deed Document Number	20207100
Deed Book / Page	3462 / 143
Last Transfer Date	Mar 13, 2021
Transfer Doc	0000002265
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	17109 COUNTY ROAD 3560, ADA, OK 74820-0120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W PARKWAY ST, ADA, OK 74820-4245

Mortgage

Document Number	3462/145
Date	Dec 30, 2020
Book Page	3462/145
Instrument	2020-007101

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 417 W 15th St was $2,134, down 1.9% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,243 (+5%) Land $3,240 Building $19,003	$185,359 (+5%) Land $27,000 Building $158,359
2025	$2,134.00 (-1.93%)	$21,184 (+1.28%) Land $3,240 Building $17,944	$176,533 (-4.72%) Land $27,001 Building $149,532
2024	$2,176.00 (+5.84%)	$20,916 (+5%) Land $3,240 Building $17,676	$185,284 (+9.91%) Land $27,001 Building $158,283
2023	$2,056.00	$19,920 Land $3,240 Building $16,680	$168,577 Land $27,001 Building $141,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 W 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 W 15th St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20