Pontotoc County property record for 415 W 15th St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Jan 2012) |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11198 |
| Primary APN | 11198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 11198 |
|---|---|
| Street Address | 415 W 15TH ST |
| City | ADA |
| State | OK |
| Zip | 74820-6313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 129 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 129 |
| Legal Lot Number | 5 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 89300 |
415 W 15th St is owned by a company that bought it in January 2012.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1606, ADA, OK 74821-1606 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Dec 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| May 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2012 · Amount on File |
| Deed Sale | Jan 31, 2012 · Amount on File |
| Prior Sale | Sep 21, 2009 · Amount on File |
| Deed Document Number | 2012649 |
| Deed Book / Page | 2602 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 415 W 15TH ST, ADA, OK 74820-6313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003738/129 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 3738/129 |
| Instrument | I-2023-005532 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 29 Months |
| Due | Mar 26, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 415 W 15TH ST, ADA, OK 74820-6313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00003665/1 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 3665/1 |
| Instrument | I-2022-006665 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 415 W 15TH ST, ADA, OK 74820-6313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19832 COUNTY ROAD 1543, ADA, OK 74820-3151 |
| Document Number | 003507/209 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 3507/209 |
| Instrument | 2021-003206 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 415 W 15th St was $1,145, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,542 (+5%) Land $900 Building $10,642 | $96,182 (-9.63%) Land $7,500 Building $88,682 | |
| 2025 | $1,145.00 (+1.33%) | $10,992 (+5%) Land $900 Building $10,092 | $106,433 (-8.83%) Land $7,500 Building $98,933 |
| 2024 | $1,130.00 (+9.82%) | $10,469 (+5.01%) Land $900 Building $9,569 | $116,747 (+7.59%) Land $7,500 Building $109,247 |
| 2023 | $1,029.00 | $9,970 Land $900 Building $9,070 | $108,516 Land $7,500 Building $101,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 W 15th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 W 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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