417 Swift St, Toccoa, GA 30577 Property Records

Stephens County property record for 417 Swift St, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 957 sqft · built 1947
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (May 2020)
Tax Bill	$593 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032B 003`

Property Details

APN / Parcel Number

Primary APN	`032B 003`
Alternative APN	`722400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	957 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.35 acres)
Terrain	Gentle Slope
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	368 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	722400
Street Address	417 SWIFT ST
City	TOCCOA
State	GA
Zip	30577-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 {LOTS 17 & 18 G J DAVIS S/D}
Legal Subdivision	G J DAVIS
Legal Tract	1
Legal Lot Number	17,18
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2034
Census Tract	970302

Owner

Source: Stephens County records · APN 032B 003

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	417 SWIFT ST, TOCCOA, GA 30577-3549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Apr 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 12, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	2020500
Deed Book / Page	1211 / 50
Prior Transfer Date	Jun 03, 2005
Prior Transfer Doc	0007120430
Record Updated	Jun 08, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 29, 2020
Property Address	417 SWIFT ST, TOCCOA, GA 30577-3549
Document Number	0012110050
Book / Page	001211 / 000050
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SWIFT ST TOCCOA GA 305773549, TOCCOA, GA 30577-3549

Mortgage

Document Number	12110052
Date	May 29, 2020
Book Page	001211/000052

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 20, 2020
Property Address	417 SWIFT ST, TOCCOA, GA 30577-3549
Document Number	0012070339
Book / Page	001207 / 000339
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SWIFT ST TOCCOA GA 305773549, TOCCOA, GA 30577-3549

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 12, 2019
Property Address	417 SWIFT ST, TOCCOA, GA 30577-3549
Document Number	0011800290
Book / Page	001180 / 000290
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Jul 03, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 SWIFT ST TOCCOA GA 305773549, TOCCOA, GA 30577-3549

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+163.56%) Homeowner's exemption Senior Citizen's exemption	$68,190 (+60.58%) Land $5,698 Building $62,492	$170,474 (+60.58%) Land $14,244 Building $156,230
2023	$225.00 (-81.14%) Homeowner's exemption	$42,466 (+5.91%) Land $5,698 Building $36,768	$106,163 (+5.91%) Land $14,244 Building $91,919
2022	$1,193.00 Homeowner's exemption	$40,096 Land $5,698 Building $34,398	$100,239 Land $14,244 Building $85,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 16% of Georgia
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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