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281 Swift St, Toccoa, GA 30577 Property Records

Stephens County property record for 281 Swift St, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,274 sqft · built 1940
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Apr 2022)
Tax Bill$1,013 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032A 096

Property Details

APN / Parcel Number

Primary APN032A 096
Alternative APN
  • 722250

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,274 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area41,382 sqft (0.95 acres)
TerrainGentle Slope
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area496 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number722250
Street Address281 SWIFT ST
CityTOCCOA
StateGA
Zip30577-5937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 G J DAVIS S/D
Legal SubdivisionG J DAVIS
Legal Lot Number10-11
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2034
Census Tract970302

Owner

Source: Stephens County records · APN 032A 096

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address281 SWIFT ST, TOCCOA, GA 30577-5937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Deed Document Number2022535
Deed Book / Page1293 / 207
Prior Transfer DateOct 18, 2012
Prior Transfer Doc0010010151
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateApr 11, 2022
Property Address281 SWIFT ST, TOCCOA, GA 30577-5937
Document Number0012930207
Book / Page1293 / 207
Instrument DateApr 11, 2022
Instrument2022-000535
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 SWIFT ST, TOCCOA, GA 30577-5937

Mortgage

Document Number0012930000000209
DateApr 13, 2022
Book Page0000001293/0000000209
Lender
NameMEMBERS FIRST MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (+42.08%)$36,920 (+54.07%) Land $2,777 Building $34,143$92,300 (+54.07%) Land $6,942 Building $85,358
2023$713.00 (+24.22%)$23,963 (+24.24%) Land $2,777 Building $21,186$59,906 (+24.24%) Land $6,942 Building $52,964
2022$574.00$19,288 Land $2,777 Building $16,511$48,219 Land $6,942 Building $41,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimOct 1999, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 16% of Georgia
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsCable500 / 50
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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