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417 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 417 Spring Lake Dr, Melbourne, FL 32940 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,474 sqft · built 1992
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Jan 2021)
Tax Bill$9,310 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2021 Sale
Flood ZoneZone A (high risk)
APN26-36-14-NL-1-47

Property Details

APN / Parcel Number

Primary APN26-36-14-NL-1-47
Alternative APNs
  • 26-36-14-NL-00001.0-0047.00
  • 2603611

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,474 sqft Living Area
Gross Area5,089 sqft
1st Floor Area3,474 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions140 ft deep x 121 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area726 sqft
PorchFinished/Open Porch
Porch Area889 sqft
Deck Area439 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603611
Street Address417 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 47 BLK 1 & PART OF TRACT D AS DESC IN ORB 3151 PG 900 PAR D.1
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55,D
Legal Block1
Legal Lot Number47
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3004
Census Tract64128

Owner

Source: Brevard County records · APN 26-36-14-NL-1-47

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address417 SPRING LAKE DR, MELBOURNE, FL 32940-1955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 21, 2021Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Deed Document Number202115115
Deed Book / Page8987 / 2784
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address417 SPRING LAKE DR, MELBOURNE, FL 32940-1955
Transaction TypeMortgage
Record UpdatedJul 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 SPRING LAKE DR, MELBOURNE, FL 32940-1955

Mortgage

Document Number0097132724
DateFeb 09, 2023
Book Page9713/2724
Instrument2023026018
Lender
NameCITIZENS BANK NA
TypeBank
AddressJOHNSTON, RI 02919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateJan 21, 2021
Property Address417 SPRING LAKE DR, MELBOURNE, FL 32940-1955
Document Number0089872784
Book / Page008987 / 002784
Instrument DateJan 15, 2021
Instrument15115
Transaction TypeTransfer
Record UpdatedApr 01, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$10.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address417 SPRING LAKE DR MELBOURNE FL 329401955, MELBOURNE, FL 32940-1955

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$672,520 (-2.3%)$672,520 (-2.3%)
2025$9,310.00 (+0.43%)$688,360 (-1%) Land $121,000 Building $567,360$688,360 (-1%) Land $121,000 Building $567,360
2023$9,270.00 (+9.69%)$695,340 (+5.97%) Land $126,500 Building $568,840$695,340 (+5.97%) Land $126,500 Building $568,840
2022$8,451.00$656,160 Land $143,000 Building $513,160$656,160 Land $143,000 Building $513,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090641283, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 258 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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