Brevard County property record for 409 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,282 sqft · built 1992 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-NL-1-48 |
| Primary APN | 26-36-14-NL-1-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,282 sqft Living Area |
| Gross Area | 4,765 sqft |
| 1st Floor Area | 3,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 853 sqft |
| Deck Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603612 |
|---|---|
| Street Address | 409 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 48 BLK 1 & PAR D EXC ORB 3151 PG 900 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 SPRING LAKE DR, MELBOURNE, FL 32940-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 409 SPRING LAKE DR, MELBOURNE, FL 32940-1955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0089840060 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 8984/60 |
| Instrument | 2021011755 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,640 (+2.7%) | $677,930 (-2.47%) | |
| 2025 | $994.00 (+27.27%) Disabled Person's exemption Veteran's exemption | $400,820 (+5.98%) | $695,080 (-0.53%) Land $121,000 Building $574,080 |
| 2023 | $781.00 (+3.17%) Disabled Person's exemption Veteran's exemption | $378,190 (+5.13%) | $698,810 (+9.48%) Land $126,500 Building $572,310 |
| 2022 | $757.00 Disabled Person's exemption Veteran's exemption | $359,740 | $638,310 Land $143,000 Building $495,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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