417 Smith St, Seattle, WA 98109 Property Records

King County property record for 417 Smith St, Seattle, WA 98109

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,520 sqft · built 1910
Lot Size0.121 acres (5,250 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Oct 2004)
Tax Bill$18,593 (2026)
Deeds & MortgagesMar 2018 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN352890-0300

Property Details

APN / Parcel Number

Primary APN352890-0300
Alternative APN
  • 352890030005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area2,800 sqft
1st Floor Area920 sqft
2nd Floor Area960 sqft
Basement Area920 sqft
Finished Basement640 sqft
Unfinished Basement280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area5,250 sqft (0.121 acres)
PorchOpen Porch
Porch Area270 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number352890030005
Street Address417 SMITH ST
CitySEATTLE
StateWA
Zip98109-2155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionHUNTERS LAKE UNION ADD PLAT BLOCK: 5 PLAT LOT: 6
Legal Range04
Legal Township25
Legal Section19
Legal SubdivisionHUNTERS LAKE UNION ADD
Legal Block5
Legal Lot Number6
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group2
Census Block2021
Census Tract6000

Owner

417 Smith St is owned and occupied by two individuals who bought it in October 2004.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address417 SMITH ST, SEATTLE, WA 98109-2155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
LO INC
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
LO INC
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
LO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2004 · Amount on File
Deed SaleOct 22, 2004 · Amount on File
Prior SaleAug 29, 1997 · Amount on File
Deed Document Number20041542
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address417 SMITH ST, SEATTLE, WA 98109-2155
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001007
DateMar 21, 2018
Instrument20180321001007
Lender
NameLO INC
TypeNon-Lending Institution
AddressBELLEVUE, WA 98005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address417 SMITH ST, SEATTLE, WA 98109-2155
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCTI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001324
DateJan 31, 2020
Instrument20200131001324
Lender
NameLO INC
TypeNon-Lending Institution
AddressBELLEVUE, WA 98005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address417 SMITH ST, SEATTLE, WA 98109-2155
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002695
DateJan 5, 2021
Instrument20210105002695
Lender
NameLO INC
TypeNon-Lending Institution
AddressBELLEVUE, WA 98005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 417 Smith St was $18,593.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,593.00
2025$1,803,000 (+5.93%) Land $907,000 Building $896,000$1,803,000 (+5.93%) Land $907,000 Building $896,000
2024$16,340.00$1,702,000 Land $907,000 Building $795,000$1,702,000 Land $907,000 Building $795,000
2022$14,685.00$1,724,000 Land $960,000 Building $764,000$1,724,000 Land $960,000 Building $764,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, T-Mobile.

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