King County property record for 407 Smith St, Seattle, WA 98109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,270 sqft · built 1921 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,067,500 (Aug 2026) |
| Tax Bill | $10,190 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 352890-0310 |
| Primary APN | 352890-0310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 230 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 352890031003 |
|---|---|
| Street Address | 407 SMITH ST |
| City | SEATTLE |
| State | WA |
| Zip | 98109-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | HUNTERS LAKE UNION ADD PLAT BLOCK: 5 PLAT LOT: 8 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 19 |
| Legal Subdivision | HUNTERS LAKE UNION ADD |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 6000 |
407 Smith St is owned and occupied by two individuals who bought it in August 2026.
Source: King County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 SMITH ST, SEATTLE, WA 98109-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRISTAR FINANCIAL |
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Jun 28, 1990 |
| Deed Document Number | 2026896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Aug 31, 2026 |
| Property Address | 407 SMITH ST, SEATTLE, WA 98109-2155 |
| Document Number | 0000000896 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026896 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SMITH ST, SEATTLE, WA 98109-2155 |
| Document Number | 0000000897, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20260831897 |
| Name | TRISTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jun 9, 2026 |
| Property Address | 407 SMITH ST, SEATTLE, WA 98109-2155 |
| Document Number | 0000000181 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 SMITH ST, SEATTLE, WA 98109-2155 |
| Document Number | 0000000181, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026181 |
| Name | BOEING EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 407 Smith St was $10,190.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,190.00 | ||
| 2025 | $955,000 (-) Land $954,000 Building $1,000 | $955,000 (-) Land $954,000 Building $1,000 | |
| 2024 | $9,472.00 | $955,000 Land $954,000 Building $1,000 | $955,000 Land $954,000 Building $1,000 |
| 2022 | $9,067.00 | $1,032,000 Land $1,010,000 Building $22,000 | $1,032,000 Land $1,010,000 Building $22,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
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