Rowan County property record for 417 Skaggs Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1969 |
| Lot Size | 0.29 acres (12,668 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20 00 020.00 |
| Primary APN | 045-20 00 020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,668 sqft (0.29 acres) |
| Cooling System | None |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 3842 |
|---|---|
| Street Address | 417 SKAGGS RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT FOREST HILLS EXTENSION |
| Legal Subdivision | FOREST HILLS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950201 |
417 Skaggs Rd is owned and occupied by two individuals who acquired it in July 2021.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 SKAGGS RD, MOREHEAD, KY 40351-8851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 00D280/637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 30, 2021 |
| Property Address | 417 SKAGGS RD, MOREHEAD, KY 40351-8851 |
| Document Number | 00D280/637 |
| Book / Page | D280 / 637 |
| Instrument Date | Jul 24, 2021 |
| Instrument | 2011016 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 JACKSON DR, MOREHEAD, KY 40351-9185 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 417 SKAGGS RD, MOREHEAD, KY 40351-8851 |
The 2025 property tax bill for 417 Skaggs Rd was $1,268.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 | $151,600 Land $30,000 Building $121,600 | $151,600 Land $30,000 Building $121,600 |
| 2023 | $771.00 | $90,500 Land $14,500 Building $76,000 | $90,500 Land $14,500 Building $76,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Skaggs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 417 Skaggs Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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