404 Skaggs Rd, Morehead, KY 40351 Property Records

Rowan County property record for 404 Skaggs Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1986
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,221 (2025)
Flood Zone	Zone X (minimal risk)
APN	`045-20 00 014.00`

Property Details

APN / Parcel Number

Primary APN	`045-20 00 014.00`
Alternative APNs	`7671` `7680` `8093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	8093
Street Address	404 SKAGGS RD
City	MOREHEAD
State	KY
Zip	40351-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & .42 A+- SKAGGS ROAD FH-1-19+1
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

404 Skaggs Rd is owned and occupied by two individuals.

Source: Rowan County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	404 SKAGGS RD, MOREHEAD, KY 40351-8849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000135266
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 404 Skaggs Rd was $1,221 with a homeowner's exemption.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00 Homeowner's exemption	$195,000 Land $25,000 Building $170,000	$195,000 Land $25,000 Building $170,000
2023	$739.00 Homeowner's exemption	$133,100 Land $17,500 Building $115,600	$133,100 Land $17,500 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Skaggs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Skaggs Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20