417 Shai Cir, Bear, DE 19701 Property Records

New Castle County property record for 417 Shai Cir, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,529 sqft · built 1988
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Tax Bill$2,934 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-032.10-137

Property Details

APN / Parcel Number

Primary APN11-032.10-137

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area
1st Floor Area789 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions110 ft deep x 20 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address417 SHAI CIR
CityBEAR
StateDE
Zip19701-3603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNCPUD
Legal SubdivisionSPRING WOOD
Legal Lot Number61
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group2
Census Block2007
Census Tract14810

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address417 SHAI CIR, BEAR, DE 19701-3603
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed, Transfer · FHA Mortgage
HUNTINGDON VALLEY BANK
Sep 23, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 14, 2020Deed, Transfer · FHA Mortgage
BANK OF AMERICA NA
Apr 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
LIHANG REN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020
Deed SaleSep 14, 2020
Prior SaleJul 27, 2015 · Amount on Record
Deed Document Number202078800
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 19, 2022
Property Address417 SHAI CIR, BEAR, DE 19701-3603
Document Number0000091283
Map ReferenceMF 8739
Instrument DateSep 8, 2022
Instrument20220919-0091283
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address417 SHAI CIR, BEAR, DE 19701-3603

Mortgage

Document Number0000091287
DateSep 19, 2022
Instrument20220919-0091287
Lender
NameHUNTINGDON VALLEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Mortgage

Document Number0000091288
DateSep 19, 2022
Instrument20220919-0091288
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address417 SHAI CIR, BEAR, DE 19701-3603
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110865
DateSep 23, 2021
Instrument20210923-0110865
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 14, 2020
Property Address417 SHAI CIR, BEAR, DE 19701-3603
Document Number0000078800
Map ReferenceMF 8739
Instrument DateAug 31, 2020
Instrument20200914-0078800
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 SHAI CIR, BEAR, DE 19701-3603

Mortgage

Document Number0000078804
DateSep 14, 2020
Instrument20200914-0078804
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address417 SHAI CIR, BEAR, DE 19701-3603
Document Number0000021811
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedMay 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 VALLEY RD #35 HOCKESSIN DE 197077702, 35, HOCKESSIN, DE 19707-7702

Mortgage

Document Number0000021811
DateMay 2, 2017
Instrument21811
Lender
NameLIHANG REN
Address2901 BRIANS HILL LN, OAKTON, VA 22124-1229
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,934.00 (+22%)$348,100 (+519.4%) Land $82,300 Building $265,800
2024$210,420
2023$2,405.00$56,200 Land $7,100 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1999–2003)
Most Recent ClaimJun 2003 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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