New Castle County property record for 412 Shai Cir, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,529 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-032.10-150 |
| Primary APN | 11-032.10-150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,529 sqft Living Area |
| 1st Floor Area | 789 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 110 ft deep x 20 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 412 SHAI CIR |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NCPUD |
| Legal Subdivision | SPRING WOOD |
| Legal Lot Number | 73 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | GLASGOW |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14810 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: New Castle County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 SHAI CIR, BEAR, DE 19701-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed, Transfer · FHA Mortgage NFM INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 |
| Deed Sale | Jan 18, 2022 |
| Prior Sale | Oct 20, 2015 · Amount on Record |
| Deed Document Number | 20227743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jan 18, 2022 |
| Property Address | 412 SHAI CIR, BEAR, DE 19701-3601 |
| Document Number | 0000007743 |
| Map Reference | MF 8739 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 20220118-0007743 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 SHAI CIR, BEAR, DE 19701-3601 |
| Document Number | 0000007747 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 20220118-0007747 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 412 SHAI CIR, BEAR, DE 19701-3601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044145 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 20210414-0044145 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jan 1, 2046 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,031.00 (+29.25%) | $359,600 (+556.2%) Land $82,300 Building $277,300 | |
| 2024 | $183,960 | ||
| 2023 | $2,345.00 | $54,800 Land $7,100 Building $47,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2003) |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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