417 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 417 S Smith St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1927
Lot Size	0.123 acres (5,342 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Jul 2018)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-178-026`

Property Details

APN / Parcel Number

Primary APN	`15-26-178-026`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	5,342 sqft (0.123 acres)
Lot Dimensions	125 ft deep x 42.5 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	417 S SMITH ST
City	AURORA
State	IL
Zip	60505-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MANOR ADDN : LOT 5 BLOCK 1 LOT DIMENSIONS: 42.52 X 125.63 APPROX LOT SQ FT 5342 SUBDIVISION: SECTION 26 RANGE CODE: 001
Legal Subdivision	PARK MANOR ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3010
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 S SMITH ST, AURORA, IL 60505-4926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2018	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Apr 30, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2018	Grant Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	201833516
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000019570
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 S SMITH ST, AURORA, IL 60505-4926

Mortgage

Document Number	0000014913
Date	May 6, 2024
Instrument	2024K014913

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2064

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 S SMITH ST, AURORA, IL 60505-4926

Mortgage

Document Number	0000022820
Date	Jul 10, 2023
Instrument	2023K022820

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417S S SMITH ST, AURORA, IL 60505-4926

Mortgage

Document Number	0000000925
Date	Jan 10, 2023
Instrument	2023K000925

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jul 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034373
Date	May 3, 2021
Instrument	2021K034373

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jul 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2018
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Document Number	0000033516
Instrument Date	Jun 18, 2018
Instrument	2018K033516
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 S SMITH ST, AURORA, IL 60505-4926

Mortgage

Document Number	0000033517
Date	Jul 12, 2018
Instrument	2018K033517

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate	5.25%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 30, 2018
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Document Number	0000019570
Instrument Date	Apr 30, 2018
Instrument	19570
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 RANCE RD #D OSWEGO IL 605439651, D, OSWEGO, IL 60543-9651

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 22, 2018
Property Address	417 S SMITH ST, AURORA, IL 60505-4926
Document Number	0000008353
Instrument Date	Feb 2, 2018
Instrument	8353
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$82.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	29W194 SPRINGLAKE DR NAPERVILLE IL 605649582, NAPERVILLE, IL 60564-9582

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+15.48%) Homeowner's exemption	$51,304 (+9.39%) Land $4,460 Building $46,844	$153,974 (+9.39%) Land $13,385 Building $140,588
2024		$46,900 (+22.66%) Land $4,077 Building $42,823	$140,756 (+22.71%) Land $12,236 Building $128,520
2022	$2,449.00 (+2.51%) Homeowner's exemption	$38,235 (+7.41%) Land $3,324 Building $34,911	$114,705 (+7.41%) Land $9,972 Building $104,733
2021	$2,389.00 Homeowner's exemption	$35,598 Land $3,095 Building $32,503	$106,794 Land $9,285 Building $97,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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