Kane County property record for 409 S Smith St, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1929 |
| Lot Size | 0.123 acres (5,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Dec 2013) |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-178-024 |
| Primary APN | 15-26-178-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 5,353 sqft (0.123 acres) |
| Lot Dimensions | 125 ft deep x 42.5 ft wide |
| Street Address | 409 S SMITH ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK MANOR ADDN : LOT 3 BLOCK 1 LOT DIMENSIONS: 42.52 X 125.89 APPROX LOT SQ FT 5353 SUBDIVISION: SECTION 26 RANGE CODE: 001 |
| Legal Subdivision | PARK MANOR ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 854301 |
Source: Kane County records · APN 15-26-178-024
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 S SMITH ST, AURORA, IL 60505-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 24, 2013 · Amount on Record |
| Deed Sale | Dec 24, 2013 · Amount on Record |
| Prior Sale | Nov 04, 2005 · Amount on Record |
| Deed Document Number | 201388101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 S SMITH ST, AURORA, IL 60505-4926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021386 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021K021386 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 S SMITH ST, AURORA, IL 60505-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000034490 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018K034490 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,402.00 (+15.48%) Homeowner's exemption | ||
| 2024 | $40,946 (+22.66%) Land $4,077 Building $36,869 | $122,887 (+22.71%) Land $12,236 Building $110,651 | |
| 2022 | $2,080.00 (+2.77%) Homeowner's exemption | $33,381 (+7.41%) Land $3,324 Building $30,057 | $100,143 (+7.41%) Land $9,972 Building $90,171 |
| 2021 | $2,024.00 Homeowner's exemption | $31,078 Land $3,095 Building $27,983 | $93,234 Land $9,285 Building $83,949 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 771 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Metronet Holdings, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | AURORA serves 183,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures