417 Rosedale Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 417 Rosedale Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1970
Lot Size	0.249 acres (10,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,439 (May 2022)
Tax Bill	$5,303 (2026)
Deeds & Mortgages	Apr 2022 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2855-003-00002`

Property Details

APN / Parcel Number

Primary APN	`2855-003-00002`
Alternative APN	`3354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,351 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,351 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,855 sqft (0.249 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-003-00002
Street Address	417 ROSEDALE DR
City	GAINESVILLE
State	TX
Zip	76240-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 3; LOT 2; ACRES .2492
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AARON FERNANDES
May 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 5, 2022	Vendor's Lien, Transfer · Line of Credit FIRST BANK
Apr 5, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	20224694
Deed Book / Page	2513 / 660
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 COUNTY ROAD 226, COLLINSVILLE, TX 76233-3348

Mortgage

Document Number	002499/478
Date	Apr 5, 2022
Book Page	2499/478
Instrument	2022-2930

Lender

Name	AARON FERNANDES
Type	Private Party
Address	30745 SANTA FE ST, HEMET, CA 92543

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Mar 1, 2024

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 25, 2022
Property Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Document Number	002513/660
Book / Page	2513 / 660
Map Reference	CAB E SL 113
Instrument Date	May 23, 2022
Instrument	2022-4694
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504

Mortgage

Document Number	0020224695
Date	May 25, 2022
Instrument	2022-4695

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 5, 2022
Property Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Document Number	002499/463
Book / Page	2499 / 463
Map Reference	VOL 2 PG 33
Instrument Date	Mar 25, 2022
Instrument	2022-2928
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163S COUNTY ROAD 226, COLLINSVILLE, TX 76233-3337

Mortgage

Document Number	0020222929
Date	Apr 5, 2022
Instrument	2022-2929

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOKE TX
Recording Date	Apr 5, 2022
Property Address	417 ROSEDALE DR, GAINESVILLE, TX 76240-4504
Document Number	002499/458
Book / Page	2499 / 458
Map Reference	VOL 2 PG 33
Instrument Date	Mar 5, 2022
Instrument	2022-2927
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BLACKBERRY RUN, FAYETTEVILLE, GA 30214-3654

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,303.00 (+54.88%) Homeowner's exemption	$253,485 (+1%)	$260,742 (+13.15%) Land $48,519 Building $212,223
2025	$3,424.00 (+1.84%) Homeowner's exemption	$230,441 (+13.81%) Land $48,519 Building $181,922	$230,441 (+10.29%) Land $48,519 Building $181,922
2024	$3,362.00 (-16.1%)
2023		$202,470 Land $48,513 Building $160,428	$208,941 Land $48,513 Building $160,428
2022	$4,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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