Cooke County property record for 416 Rosedale Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1964 |
| Lot Size | 0.236 acres (10,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,006 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2855-004-00002 |
| Primary APN | 2855-004-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,664 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,276 sqft (0.236 acres) |
| Porch | Slab |
| Porch Area | 288 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2855-004-00002 |
|---|---|
| Street Address | 416 ROSEDALE DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEELER CREEK ADDN; BLOCK 4; LOT 2 |
| Legal Subdivision | WHEELER CREEK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600 |
416 Rosedale Dr is owned and occupied by an individual who acquired it in September 2007.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 ROSEDALE DR, GAINESVILLE, TX 76240-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2007 |
| Deed Sale | Sep 4, 2007 |
| Deed Document Number | 20077527 |
| Deed Book / Page | 1524 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 416 ROSEDALE DR, GAINESVILLE, TX 76240-4505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002538/802 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 2538/802 |
| Instrument | 2022-8056 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 416 Rosedale Dr was $5,006 with a homeowner's exemption, up 58.8% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,006.00 (+58.77%) Homeowner's exemption | $239,274 (+1%) | $243,106 (-1.91%) Land $46,767 Building $196,339 |
| 2025 | $3,153.00 (+9.14%) Homeowner's exemption | $217,522 Land $46,767 Building $201,061 | $247,828 Land $46,767 Building $201,061 |
| 2024 | $2,889.00 | ||
| 2023 | $179,770 Land $46,751 Building $177,329 | $224,080 Land $46,751 Building $177,329 | |
| 2022 | $3,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Rosedale Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1988–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Rosedale Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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