Ottawa County property record for 403 N Maple St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1990 |
| Square Footage | 980 sqft Living Area |
| Garage | Carport, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $559.00 (2025) |
| Primary APN | 20519 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 980 sqft Living Area |
| 1st Floor | 1,156 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Material | Composition Shingle Roof |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 640 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Porch | Covered Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | 20519 |
|---|---|
| Street Address | 403 N MAPLE ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 19 - 20, BLK 7 FAIRVIEW-COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FAIRVIEW-COMMERCE |
| Legal Block | 7 |
| Legal Lot Number | 19,20 |
| Jurisdiction | OTTAWA OK |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20519
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 403 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK |
| Mar 29, 2019 | Joint Tenancy Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2019 |
| Transfer Doc | 001087/640 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 403 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1149/304 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1149/304 |
| Instrument | 2021-006066 |
| Name | WELCH STATE BANK OF WELCH OK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74355 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Mar 29, 2019 |
| Property Address | 403 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Document Number | 001087/640 |
| Book / Page | 1087 / 640 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019-001174 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 403 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Document Number | 2019001175 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-001175 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 403 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-004826 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 1060/587 |
| Instrument | 2017-004826 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | JOPLIN, MO 64802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2022 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (+0.9%) | $5,762 (-20.9%) Land $485 Building $5,277 | $50,542 (-20.9%) Land $4,255 Building $46,287 |
| 2024 | $554.00 (-15.29%) | $7,284 (-) Land $485 Building $6,799 | $63,897 (-) Land $4,255 Building $59,642 |
| 2023 | $654.00 (-1.65%) | $7,284 (-) Land $485 Building $6,799 | $63,897 (-) Land $4,255 Building $59,642 |
| 2022 | $665.00 | $7,284 Land $485 Building $6,799 | $63,897 Land $4,255 Building $59,642 |
403 N Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Ottawa County (40115C), updated September 13, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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