Miami County property record for 417 N Main St, Covington, OH 45318
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,520 sqft · built 1939 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jul 2001) |
| Tax Bill | $2,197 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-005990 |
| Primary APN | H19-005990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Total Area |
| 1st Floor Area | 3,304 sqft |
| Upper Floors Area | 868 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Family Room | Family Room |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 132 ft deep x 52 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Patio Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 417 N MAIN ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1431 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | IN LOT 477 51 1/2 |
| Legal Lot Number | 477 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 325000 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 N MAIN ST, COVINGTON, OH 45318-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2001 · Amount on Record |
| Deed Sale | Jul 18, 2001 · Amount on Record |
| Prior Sale | Jan 13, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 (+7.07%) Homeowner's exemption | $71,820 (+32.53%) Land $9,170 Building $62,650 | $205,200 (+32.56%) Land $26,200 Building $179,000 |
| 2024 | $2,052.00 (+3.79%) Homeowner's exemption | $54,190 (-) Land $9,910 Building $44,280 | |
| 2023 | $1,977.00 (-3.42%) Homeowner's exemption | $54,190 (-) Land $9,910 Building $44,280 | $154,800 (-) Land $28,300 Building $126,500 |
| 2022 | $2,047.00 Homeowner's exemption | $54,190 Land $9,910 Building $44,280 | $154,800 Land $28,300 Building $126,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G (outdoors only) and 4G LTE
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