Miami County property record for 368 N Main St, Covington, OH 45318
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1920 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,500 (Jun 2024) |
| Tax Bill | $1,947 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-003850 |
| Primary APN | H19-003850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Total Area |
| 1st Floor Area | 2,030 sqft |
| Upper Floors Area | 881 sqft |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 532 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 368 N MAIN ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | IN LOT 264 66 |
| Legal Subdivision | VILLAGE OF COVINGTON |
| Legal Lot Number | 264 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 325000 |
368 N Main St, a duplex, is owned and occupied by an individual who bought it in June 2024.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 N MAIN ST, COVINGTON, OH 45318-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Jul 1, 1982 |
| Deed Document Number | 20245759 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 368 N Main St was $1,947 with a homeowner's exemption, up 16% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,947.00 (+16.03%) Homeowner's exemption | $63,670 (+43.66%) Land $11,100 Building $52,570 | $181,900 Land $31,700 Building $150,200 |
| 2024 | $1,678.00 (+3.77%) Homeowner's exemption | $44,320 (-) Land $12,010 Building $32,310 | |
| 2023 | $1,617.00 (-3.41%) Homeowner's exemption | $44,320 (-) Land $12,010 Building $32,310 | $126,600 (-) Land $34,300 Building $92,300 |
| 2022 | $1,674.00 Homeowner's exemption | $44,320 Land $12,010 Building $32,310 | $126,600 Land $34,300 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 368 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 368 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G and 4G LTE (outdoors only)
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