417 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 417 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 6,232 sqft · built 1870
Lot Size	0.364 acres (15,843 sqft)
Owner	2 Trust Names on File
Last Sale	$975,000 (Aug 2001)
Tax Bill	$25,170 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0249 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0249 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,232 sqft Living Area
Gross Area	8,485 sqft
Basement Area	2,746 sqft
Finished Basement	1,716 sqft
Unfinished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,843 sqft (0.364 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	249
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	338500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Vinton, Alfred, House listed 1989 · 1 contributing resources · NRIS 89000629

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 Main St is owner-occupied and held in a trust since January 2024.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	417 MAIN ST, WINCHESTER, MA 01890-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2001 · Amount on File
Deed Sale	Aug 14, 2001 · Amount on File
Last Transfer Date	Jan 29, 2024
Transfer Doc	082440-432
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	417 MAIN ST, WINCHESTER, MA 01890-2925
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082501-580
Date	Feb 22, 2024
Book Page	82501/580
Instrument	17397

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 30, 2024
Property Address	417 MAIN ST, WINCHESTER, MA 01890-2925
Document Number	082440-432
Book / Page	82440 / 432
Instrument Date	Jan 29, 2024
Instrument	9859
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MAIN ST, WINCHESTER, MA 01890-2925

Tax Assessment & Valuation

The 2026 property tax bill for 417 Main St was $25,170, up 10,215.6% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,170.00 (+10,215.57%)	$2,271,700 (+3.02%) Land $964,400 Building $1,307,300	$2,553,855 (+18.38%)
2025	$244.00 (-99%)	$2,205,200 (+2.79%) Land $927,300 Building $1,277,900	$2,157,355
2024	$24,307.00 (+11.27%)	$2,145,400 (+15.89%) Land $927,300 Building $1,218,100
2023	$21,845.00	$1,851,300 Land $816,000 Building $1,035,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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