404 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 404 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,687 sqft · built 1870
Lot Size	0.639 acres (27,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,400,000 (Nov 2023)
Tax Bill	$29,302 (2026)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:008 B:0166 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:008 B:0166 L:0`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,687 sqft Living Area
Gross Area	6,301 sqft
Basement Area	1,549 sqft
Unfinished Basement	310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,839 sqft (0.639 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	404 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	166
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3003
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Quit Claim Deed, Transfer
Nov 28, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS
Dec 6, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Book / Page	82250 / 421
Prior Transfer Date	Nov 2, 2023
Prior Transfer Doc	082250-421
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 28, 2023
Property Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Document Number	082250-421
Book / Page	82250 / 421
Instrument Date	Nov 2, 2023
Instrument	135416
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 MAIN ST, WINCHESTER, MA 01890-2924

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 28, 2023
Property Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Document Number	082250-340
Book / Page	82250 / 340
Instrument Date	Oct 16, 2023
Instrument	135404
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DISTRICT AVE, BURLINGTON, MA 01803-5245

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 28, 2023
Property Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Document Number	082250-337
Book / Page	82250 / 337
Instrument Date	Oct 16, 2023
Instrument	135403
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DISTRICT AVE, BURLINGTON, MA 01803-5245

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 6, 2022
Property Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Document Number	081027-443
Book / Page	81027 / 443
Instrument Date	Dec 5, 2022
Instrument	178009
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WEDGEMERE AVE, WINCHESTER, MA 01890-2438

Mortgage

Document Number	0000178011
Date	Dec 6, 2022
Instrument	178011

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 6, 2022
Property Address	404 MAIN ST, WINCHESTER, MA 01890-2924
Document Number	081027-166
Book / Page	81027 / 166
Instrument Date	Dec 1, 2022
Instrument	177929
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DISTRICT AVE, BURLINGTON, MA 01803-5245

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,302.00 (+10,365%)	$2,644,600 (+4.59%) Land $1,044,900 Building $1,599,700	$3,093,714 (-10.79%)
2025	$280.00 (-98.29%)	$2,528,600 (+74.65%) Land $1,004,900 Building $1,523,700	$3,467,975
2024	$16,404.00 (+7.11%)	$1,447,800 (+11.55%) Land $1,004,900 Building $442,900
2023	$15,315.00	$1,297,900 Land $884,900 Building $413,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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