417 Longbow Trl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 417 Longbow Trl, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,678 sqft · built 1974
Lot Size	0.24 acres (10,472 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Sep 2020)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062285A085`

Property Details

APN / Parcel Number

Primary APN	`062285A085`
Alternative APN	`6-0005-5034-00-0486.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,182 sqft
Basement Area	896 sqft
Finished Basement	600 sqft
Unfinished Basement	296 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,472 sqft (0.24 acres)
Lot Dimensions	88 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	062285A085
Street Address	417 LONGBOW TRL
City	SAINT CHARLES
State	MO
Zip	63301-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HUNTMOOR EST #4 LOT 486
Legal Subdivision	HUNTMOOR EST #4
Legal Lot Number	486
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2014
Census Tract	310602

Owner

417 Longbow Trl is owned and occupied by an individual who bought it in September 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	417 LONGBOW TRL, SAINT CHARLES, MO 63301-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Warranty Deed, Transfer INTEGRITY MTG/MO
Feb 20, 2020	Grant Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202064464
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	417 LONGBOW TRL, SAINT CHARLES, MO 63301-1209
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048706
Date	Sep 1, 2022
Instrument	2022R-048706

Lender

Name	SIMMONS BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	417 LONGBOW TRL, SAINT CHARLES, MO 63301-1209
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R081596
Date	Sep 30, 2021
Instrument	2021R-081596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 3, 2020
Property Address	417 LONGBOW TRL, SAINT CHARLES, MO 63301-1209
Document Number	0000064464
Instrument Date	Aug 27, 2020
Instrument	64464
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	417 LONGBOW TRL ST CHARLES MO 633011209, ST CHARLES, MO 63301-1209

Mortgage

Document Number	64465
Date	Sep 3, 2020
Instrument	64465

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2020
Property Address	417 LONGBOW TRL, SAINT CHARLES, MO 63301-1209
Document Number	0072332378
Book / Page	007233 / 002378
Instrument Date	Feb 18, 2020
Instrument	103690
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LONGBOW TRL ST CHARLES MO 633011209, ST CHARLES, MO 63301-1209

Tax Assessment & Valuation

The 2025 property tax bill for 417 Longbow Trl was $3,533.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (-)	$296,842 (-) Land $60,000 Building $236,842
2025	$3,533.00	$56,400	$296,842 Land $60,000 Building $236,842
2023		$55,837
2022			$293,879 Land $60,000 Building $233,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 Longbow Trl in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	71 (1979–2022)
Claims Outside the SFHA	11 of 71
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 13 claims Flooding, Jun 2011 · 15 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Longbow Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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