St. Charles County property record for 405 Longbow Trl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,194 sqft · built 1974 |
| Lot Size | 0.297 acres (12,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,100 (Jun 2020) |
| Tax Bill | $3,293 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062285A098 |
| Primary APN | 062285A098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 798 sqft |
| Unfinished Basement | 378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,928 sqft (0.297 acres) |
| Lot Dimensions | 128 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 062285A098 |
|---|---|
| Street Address | 405 LONGBOW TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HUNTMOOR EST #4 LOT 499 |
| Legal Subdivision | HUNTMOOR EST #4 |
| Legal Lot Number | 499 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310602 |
405 Longbow Trl is owned and occupied by two individuals who bought it in June 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 LONGBOW TRL, SAINT CHARLES, MO 63301-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 10, 2020 | Quit Claim Deed, Transfer IBERIABANK |
| Mar 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2020 · Amount on File |
| Deed Sale | Jun 10, 2020 · Amount on File |
| Prior Sale | Mar 12, 2019 · Amount on File |
| Deed Document Number | 2020388650 |
| Deed Book / Page | 7316 / 1740 |
| Prior Transfer Date | Jun 3, 2020 |
| Prior Transfer Doc | 0073161740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 LONGBOW TRL, SAINT CHARLES, MO 63301-1211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 405 LONGBOW TRL, SAINT CHARLES, MO 63301-1211 |
| Document Number | 0000010828 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024R-010828 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 15, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2020 |
| Property Address | 405 LONGBOW TRL, SAINT CHARLES, MO 63301-1211 |
| Document Number | 0073161740 |
| Book / Page | 007316 / 001740 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 388650 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 LONGBOW TRL ST CHARLES MO 633011211, ST CHARLES, MO 63301-1211 |
| Document Number | 73161742 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 007316/001742 |
| Instrument | 388660 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 12, 2019 |
| Property Address | 405 LONGBOW TRL, SAINT CHARLES, MO 63301-1211 |
| Document Number | 0070450913 |
| Book / Page | 7045 / 0913 |
| Map Reference | MB 18 PG 7 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 20190312000108730 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3420 EDGEMONT ST, 3420, SAINT CHARLES, MO 63301-5500 |
| Name | Verified Name |
|---|---|
| Address | 405 LOUGBOW TRAIL, SAINT CHARLES, MO 63301-1211 |
| Document Number | 20190312000108740 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 20190312000108740 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 405 Longbow Trl was $3,293, up 8.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,531 (-) | $276,481 (-) Land $60,000 Building $216,481 | |
| 2025 | $3,293.00 (+8.86%) | $52,531 | $276,481 Land $60,000 Building $216,481 |
| 2024 | $3,025.00 | ||
| 2023 | $47,088 | ||
| 2022 | $247,829 Land $60,000 Building $187,829 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Longbow Trl in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Longbow Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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